There are a number of facts you should be made aware of before you use your credit card online. If you have a business on the Internet, you have to be able to accept credit cards online. Small businesses find that visitors to their site are less likely to use their credit card if the site is not secure. When you accept credit cards online, you have to make sure your site is secure, and that potential customers feel safe when considering a purchase through your site.

The simplest way to check that a site is secure for a credit card transaction is by looking at the bottom right hand corner of the screen where you will see a small [verisign] logo. There are no guarantees given but does give you a sense of relief when you use personal information online. It is essential that customers get that good feeling when they decide to buy from you, or they may not buy from you at all.

You should always bear this in mind when you shop online. Using you credit card online is not safe on every site that may accept it. The verisign logo is a good place to start but you should look for something else as well. The secure ordering page on a site will start with https:// and not http://, look for the ’s’ in the address because it means the site is secure.

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However, there are a number of sites to be wary of because their sole intention is to get your credit card information. This new type of website fools more people than you would believe, they even have a new name for them, ‘phishing’ sites. Be wary of communications, usually emails, from what appears to be your bank or credit card company asking you to follow a link and update your details. Once you have followed the link it transfers you to a false but cleverly constructed website, designed to look like the real thing. The moment you enter your information, criminals have access to your accounts.

The easiest way around this type of scam is to enter the website address in manually. To do this, close the existing browser window you are in and start a new one, entering the internet address in yourself. Financial companies do not use emails to verify personal information. Any problems and they will almost certainly contact by phone first Official websites will have a contact number if you are unsure. A site that handles credit card transactions and is legitimate will always be happy to answer questions if you are unsure about ordering.

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