It always pays to now what you should look out for when you use your credit card online. If you run an internet business you must be able to handle credit card transactions. Small businesses find that visitors to their site are less likely to use their credit card if the site is not secure. So to make sure people feel safe ordering from you and using their credit cards, your site must be secure.

The simplest way to check that a site is secure for a credit card transaction is by looking at the bottom right hand corner of the screen where you will see a small [verisign] logo. Nothing is ever completely secure but it does give you a sense of relief when you give your details online. If potential customers get the impression you are doing everything to make their purchase secure then they are more likely to buy from you.

If you shop online, don’t forget this. When shopping online, some sites are safer than others when using credit cards. Don’t just rely on the verisign logo as there is something else just as important to watch out for. A secure web site has the address https:// and not the usual http:// when you look at the address bar in your browser.

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Be careful when looking for sites that accept credit cards online, because there are many decoy sites out there that are made just to swipe your credit card number. Nicknamed ‘phishing’ sites, these web sites catch out more people than you would expect. They often start with an official looking email informing you that you need to update your details by following a link. So when you follow the link it takes the user to what appears to be an official looking site but is a complete fake. Once you enter your credit card or bank information, criminals can access your account at any time.

To avoid problems with phishing sites, and sites that you are unsure of, make sure you type the Internet address in yourself. So, as a get around, start up a new browser window and enter the web address in manually as you remember it. Having said all that, you will almost never be asked to divulge confidential information by email. If there is a problem, they will call you. If you really aren’t sure about it, look on the site for a phone number. All companies that are legitimate and offer credit card facilities will understand if you are hesitant and will help you with any issues you may have.

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