There are a number of facts you should be made aware of before you use your credit card online. Credit cards are usually accepted by most internet businesses. Small businesses find that visitors to their site are less likely to use their credit card if the site is not secure. So to make sure people feel safe ordering from you and using their credit cards, your site must be secure.

If a website accepts credit cards securely online, it should be indicated by the use of a [verisign] logo. Nothing is ever completely secure but it does give you a sense of relief when you give your details online. Potential customers need this reassurance if you want them to buy from you.

There is something else you should keep in mind when shopping on the internet. Most sites accept credit cards online, but some are not as safe as others. It is quick and easy to see the verisign logo and it’s a good start but there is another thing you should be aware of and look for. A secure web site has the address https:// and not the usual http:// when you look at the address bar in your browser.

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However, there are a number of sites to be wary of because their sole intention is to get your credit card information. These are often referred to as phishing sites, you may be surprised at the number of people who fall for this. You should be wary of emails that require you to follow a link to update your credit card or bank details. So when you follow the link it takes the user to what appears to be an official looking site but is a complete fake. If you then enter the requested personal information, the fraudsters have very easily gained access details to your account.

If you are unsure of the site, don’t follow the link directly but enter the internet address in yourself manually. So, as a get around, start up a new browser window and enter the web address in manually as you remember it. Financial companies do not use emails to verify personal information. If there is a problem, they will call you. Official websites will have a contact number if you are unsure. A site that handles credit card transactions and is legitimate will always be happy to answer questions if you are unsure about ordering.

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