When using credit cards online, it is always useful to know a few of the basics. If you run an internet business you must be able to handle credit card transactions. However, many businesses that only have small sites find the problem is that people won’t buy from them if the site isn’t secure. When you accept credit cards online, you have to make sure your site is secure, and that potential customers feel safe when considering a purchase through your site.

You may notice some sites you visit have Verisign, which indicates that they have a secure system to accept credit cards online. It is easier to give out your details when you know this although no system is completely secure. Potential customers need this reassurance if you want them to buy from you.

If you are shopping online, there is something you should remember. Not every site that will accept you credit card is safe. You can look for the Verisign logo, but there is something else you should look for as well. Always look for a web address that starts with https:// an not http://, if you see the ’s’ in the address it means it’s secure.

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Credit card users should be careful though because there are some web sites that accept credit cards that have the sole intention of collecting you card details. This new type of website fools more people than you would believe, they even have a new name for them, ‘phishing’ sites. It usually begins with an email telling you that your information must be updated, and then offers you a link. Clicking on the link takes the user to a website that looks exactly like the real thing but is a cleverly designed imitation. The criminals behind this scam will have immediate access to your account as soon as your details are entered.

The easiest way around this type of scam is to enter the website address in manually. Open a new browser, and type the address in as you know it. You can be safe in the knowledge that you will almost never be requested to confirm confidential information from an email. Contacting you by telephone is the normal procedure if there is a problem. If you are still wary, look on the official website for a contact number. Any company that accepts credit cards online will help with questions you may have about carrying out transactions, legitimate ones that is.

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