April 27, 2008

Online Credit Card Processing

Here is some useful information about using credit cards and shopping online. Accepting credit cards is important if you are running an internet business. Many people are scared of using their credit cards on small sites that aren’t secure. When you accept credit cards online, you have to make sure your site is secure, and that potential customers feel safe when considering a purchase through your site.

On some sites you visit, you may have seen a small logo called [verisign], this means that the site is secure and you can use your credit card safely. It is easier to give out your details when you know this although no system is completely secure. If potential customers get the impression you are doing everything to make their purchase secure then they are more likely to buy from you.

If you are shopping online, there is something you should remember. Not every site that will accept you credit card is safe. You can look for the Verisign logo, but there is something else you should look for as well. Always look for a web address that starts with https:// an not http://, if you see the ’s’ in the address it means it’s secure.



Online Credit Card Processing...

Take care however; some sites are used as decoys to collect credit card details from unwary users. This new type of site is called a phishing site and many people fall foul of them. These ‘phishing’ scams often start with an official looking email from your Credit Card Company or bank requesting you follow a link to update or confirm your personal information. Once the link has bee clicked, the site it take the user to is exactly what that user is expecting to see but is indeed a fake. It is easy for these people to access your account immediately after you have entered your details.

The easiest way around this type of scam is to enter the website address in manually. You can do this by opening up a new browser and entering the address as you know it. Financial companies do not use emails to verify personal information. Initial contact is normally by phone if there is a problem. If you really aren’t sure about it, look on the site for a phone number. If you are unsure about using your credit cards online with a company, contact them, if they’re a bona fide company they will be more than happy to put your mind at rest.

Online Credit Card Processing

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