It always pays to now what you should look out for when you use your credit card online. If you run an internet business you must be able to handle credit card transactions. Small businesses find that visitors to their site are less likely to use their credit card if the site is not secure. If your web site accepts credit card payments it’s important that it’s secure so potential customers will feel comfortable ordering from you.

You may notice some sites you visit have Verisign, which indicates that they have a secure system to accept credit cards online. While this is no absolutely guarantee that anything is secure, you can feel pretty good about giving out your information. It is essential that customers get that good feeling when they decide to buy from you, or they may not buy from you at all.

If you are shopping online, there is something you should remember. Many sites accept credit cards, but some are safer than others. The verisign logo helps and it is a good place to start but it is not the only thing you should look for. A secure web site has the address https:// and not the usual http:// when you look at the address bar in your browser.

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When looking at sites that accept credit cards, it is always wise to be wary as there are a number that have been set up purely to gather credit card information from the users. It is actually quite easy to be tricked by these ‘phishing’ sites, as they are now known. These ‘phishing’ scams often start with an official looking email from your Credit Card Company or bank requesting you follow a link to update or confirm your personal information. Once you have followed the link it transfers you to a false but cleverly constructed website, designed to look like the real thing. Access to you bank or credit card company are easy once you have entered your information on the site.

If you enter the internet address in manually you can get around this problem with ‘phishing’ sites. Open a new browser, and type the address in as you know it. You can be safe in the knowledge that you will almost never be requested to confirm confidential information from an email. If there is a problem, they will call you. If you are still wary, look on the official website for a contact number. A legitimate site will completely understand your hesitancy to divulge credit card details and answer any questions.

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