Here is some useful information about using credit cards and shopping online. Credit cards are usually accepted by most internet businesses. Problems occur for small companies that do not have a secure site because people have become very wary about using them. Potential customers will become real customers and use their credit cards if they know your site is secure.

On some sites you visit, you may have seen a small logo called [verisign], this means that the site is secure and you can use your credit card safely. There are no guarantees given but does give you a sense of relief when you use personal information online. This reassurance can be the difference of a potential customer buying from you or not at all.

If you are a regular internet shopper, there is something you should not forget. Not every site that will accept you credit card is safe. It is important to remember that there is something else you should watch for, not just the verisign logo. Normal web addresses start with http:// but when you are on a secure site or the ordering page of a secure site the address should start with https://.

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Take care however; some sites are used as decoys to collect credit card details from unwary users. This new type of website fools more people than you would believe, they even have a new name for them, ‘phishing’ sites. These ‘phishing’ scams often start with an official looking email from your Credit Card Company or bank requesting you follow a link to update or confirm your personal information. If you follow the link you will be transferred to a very real looking but also very false web site. The moment you enter your information, criminals have access to your accounts.

To avoid problems with phishing sites, and sites that you are unsure of, make sure you type the Internet address in yourself. To do this, close the existing browser window you are in and start a new one, entering the internet address in yourself. Financial companies do not use emails to verify personal information. Initial contact is normally by phone if there is a problem. If you really aren’t sure about it, look on the site for a phone number. A site that handles credit card transactions and is legitimate will always be happy to answer questions if you are unsure about ordering.

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