January 20, 2008

Credit Card Payment Processing Merchant

Here is some useful information about using credit cards and shopping online. Accepting credit cards is important if you are running an internet business. Many people are scared of using their credit cards on small sites that aren’t secure. When you accept credit cards online, you have to make sure your site is secure, and that potential customers feel safe when considering a purchase through your site.

You may notice some sites you visit have Verisign, which indicates that they have a secure system to accept credit cards online. There are no guarantees given but does give you a sense of relief when you use personal information online. That customer feel good factor should not be dismissed because if they don’t have it they won’t buy from you.

You should always bear this in mind when you shop online. Many sites accept credit cards, but some are safer than others. You can look for the Verisign logo, but there is something else you should look for as well. Always look for a web address that starts with https:// an not http://, if you see the ’s’ in the address it means it’s secure.



Credit Card Payment Processing Merchant...

Be careful when looking for sites that accept credit cards online, because there are many decoy sites out there that are made just to swipe your credit card number. This new type of site is called a phishing site and many people fall foul of them. These ‘phishing’ scams often start with an official looking email from your Credit Card Company or bank requesting you follow a link to update or confirm your personal information. So when you follow the link it takes the user to what appears to be an official looking site but is a complete fake. If you then enter the requested personal information, the fraudsters have very easily gained access details to your account.

These sites rely on you following a link, by entering the web address in yourself manually; you can get around the problem. You can do this by opening up a new browser and entering the address as you know it. You can be safe in the knowledge that you will almost never be requested to confirm confidential information from an email. Any problems and they will almost certainly contact by phone first It’s easy to check the website for a telephone number if you’re not sure. All companies that are legitimate and offer credit card facilities will understand if you are hesitant and will help you with any issues you may have.

Credit Card Payment Processing Merchant

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