If you are one of those people that are always using their credit card online then you should know a few things. Being able to handle credit card transactions is a necessity for businesses that have an internet site. Small businesses find that visitors to their site are less likely to use their credit card if the site is not secure. So to make sure people feel safe ordering from you and using their credit cards, your site must be secure.

The simplest way to check that a site is secure for a credit card transaction is by looking at the bottom right hand corner of the screen where you will see a small [verisign] logo. There are no guarantees given but does give you a sense of relief when you use personal information online. If potential customers get the impression you are doing everything to make their purchase secure then they are more likely to buy from you.

If you are shopping online, there is something you should remember. Although many websites accept credit card payments, some are safer to use than others. The verisign logo helps and it is a good place to start but it is not the only thing you should look for. Always remember to look for the ’s’ in the web address, i.e. https:// and not http://, as the ’s’ means it is a secure site.

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When looking at sites that accept credit cards, it is always wise to be wary as there are a number that have been set up purely to gather credit card information from the users. Phishing sites as they are now called trick more people than you think. You should be wary of emails that require you to follow a link to update your credit card or bank details. Once the link has bee clicked, the site it take the user to is exactly what that user is expecting to see but is indeed a fake. Once you enter your credit card or bank information, criminals can access your account at any time.

These sites rely on you following a link, by entering the web address in yourself manually; you can get around the problem. By entering the internet address in yourself, manually, in a new browser, you will avoid the dangerous link. You can be safe in the knowledge that you will almost never be requested to confirm confidential information from an email. The first point of contact is usually a phone call. If you are still wary, look on the official website for a contact number. All companies that are legitimate and offer credit card facilities will understand if you are hesitant and will help you with any issues you may have.

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