It always pays to now what you should look out for when you use your credit card online. Being able to handle credit card transactions is a necessity for businesses that have an internet site. However, many businesses that only have small sites find the problem is that people won’t buy from them if the site isn’t secure. If your web site accepts credit card payments it’s important that it’s secure so potential customers will feel comfortable ordering from you.

Websites were secure credit card transactions can take place have a small logo on the bottom right of the screen called [verisign]. It is easier to give out your details when you know this although no system is completely secure. If potential customers get the impression you are doing everything to make their purchase secure then they are more likely to buy from you.

If you shop online, don’t forget this. When shopping online, some sites are safer than others when using credit cards. It is quick and easy to see the verisign logo and it’s a good start but there is another thing you should be aware of and look for. Always remember to look for the ’s’ in the web address, i.e. https:// and not http://, as the ’s’ means it is a secure site.

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Credit card users should be careful though because there are some web sites that accept credit cards that have the sole intention of collecting you card details. This new type of website fools more people than you would believe, they even have a new name for them, ‘phishing’ sites. They often start with an official looking email informing you that you need to update your details by following a link. Once the link has bee clicked, the site it take the user to is exactly what that user is expecting to see but is indeed a fake. Once you enter your credit card or bank information, criminals can access your account at any time.

If you are unsure of the site, don’t follow the link directly but enter the internet address in yourself manually. Open up a new browser and then enter the internet address in manually. Having said all that, you will almost never be asked to divulge confidential information by email. Initial contact is normally by phone if there is a problem. Look on the company’s real website for a phone number to make sure. A legitimate site will completely understand your hesitancy to divulge credit card details and answer any questions.

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