There are a number of facts you should be made aware of before you use your credit card online. If you have a business on the Internet, you have to be able to accept credit cards online. However, many businesses that only have small sites find the problem is that people won’t buy from them if the site isn’t secure. When you accept credit cards online, you have to make sure your site is secure, and that potential customers feel safe when considering a purchase through your site.

You may notice some sites you visit have Verisign, which indicates that they have a secure system to accept credit cards online. Nothing is ever completely secure but it does give you a sense of relief when you give your details online. That customer feel good factor should not be dismissed because if they don’t have it they won’t buy from you.

If you are shopping online, there is something you should remember. When shopping online, some sites are safer than others when using credit cards. It is quick and easy to see the verisign logo and it’s a good start but there is another thing you should be aware of and look for. All web addresses start with http://, but when you are on a secure site, it should instead be: https://. The ’s’ means that the site you are on is secure.

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Credit card users should be careful though because there are some web sites that accept credit cards that have the sole intention of collecting you card details. Phishing sites as they are now called trick more people than you think. Official looking, but fake, emails sent by your bank telling you they require you to update or confirm your current details. So when you follow the link it takes the user to what appears to be an official looking site but is a complete fake. The criminals behind this scam will have immediate access to your account as soon as your details are entered.

The easiest way around this type of scam is to enter the website address in manually. Open up a new browser and then enter the internet address in manually. As a rule of thumb, just remember that financial institutions almost never ask for private information via an email. Problems are usually handles by telephone in the first instance. Look on the company’s real website for a phone number to make sure. A site that handles credit card transactions and is legitimate will always be happy to answer questions if you are unsure about ordering.

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