Always take note of advice about using you credit card online as it could save you some problems later. Credit cards are usually accepted by most internet businesses. Most people won’t use their credit card if the site isn’t secure and many small businesses find this a problem. Potential customers are more likely to order from you if your site is secure.

The simplest way to check that a site is secure for a credit card transaction is by looking at the bottom right hand corner of the screen where you will see a small [verisign] logo. It is easier to give out your details when you know this although no system is completely secure. It is essential that customers get that good feeling when they decide to buy from you, or they may not buy from you at all.

Try to remember this when you next buy something online. Many sites accept credit cards, but some are safer than others. Don’t just rely on the verisign logo as there is something else just as important to watch out for. Always remember to look for the ’s’ in the web address, i.e. https:// and not http://, as the ’s’ means it is a secure site.

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When looking at sites that accept credit cards, it is always wise to be wary as there are a number that have been set up purely to gather credit card information from the users. This new type of website fools more people than you would believe, they even have a new name for them, ‘phishing’ sites. You should be wary of emails that require you to follow a link to update your credit card or bank details. Once you have followed the link it transfers you to a false but cleverly constructed website, designed to look like the real thing. It is easy for these people to access your account immediately after you have entered your details.

If you are unsure of the site, don’t follow the link directly but enter the internet address in yourself manually. You can do this by opening up a new browser and entering the address as you know it. You can be safe in the knowledge that you will almost never be requested to confirm confidential information from an email. Contacting you by telephone is the normal procedure if there is a problem. Look on the company’s real website for a phone number to make sure. Any company that accepts credit cards online will help with questions you may have about carrying out transactions, legitimate ones that is.

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