Always take note of advice about using you credit card online as it could save you some problems later. Accepting credit cards is important if you are running an internet business. If you have a very small site, this can be a problem, because many people are wary of using credit cards on sites that are not secure. When you accept credit cards online, you have to make sure your site is secure, and that potential customers feel safe when considering a purchase through your site.

If a website accepts credit cards securely online, it should be indicated by the use of a [verisign] logo. Nothing is ever completely secure but it does give you a sense of relief when you give your details online. The importance to the customer cannot be underestimated, as it can make the difference of them buying from you or not at all.

If you are a regular internet shopper, there is something you should not forget. Many sites accept credit cards, but some are safer than others. You can look for the Verisign logo, but there is something else you should look for as well. The secure ordering page on a site will start with https:// and not http://, look for the ’s’ in the address because it means the site is secure.

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Credit card users should be careful though because there are some web sites that accept credit cards that have the sole intention of collecting you card details. Nicknamed ‘phishing’ sites, these web sites catch out more people than you would expect. It usually begins with an email telling you that your information must be updated, and then offers you a link. When you click on the link, it takes you to a site that looks like the one you are expecting to see, but it is, in fact, not the real thing. The criminals behind this scam will have immediate access to your account as soon as your details are entered.

If you enter the internet address in manually you can get around this problem with ‘phishing’ sites. Open a new browser, and type the address in as you know it. Having said all that, you will almost never be asked to divulge confidential information by email. Any problems and they will almost certainly contact by phone first Look on the company’s real website for a phone number to make sure. If you are unsure about using your credit cards online with a company, contact them, if they’re a bona fide company they will be more than happy to put your mind at rest.

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